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HOME BUYING 101

Are you ready to buy a home? 

5 Steps to finding the perfect home! 

At Heartland Properties, we understand that home ownership is one of the biggest financial commitments you’ll ever make. As the leading real estate company in Council Bluffs, our team of experts makes buying a home as easy and simple for you as possible. 

Not sure how to get started? 

5steps to your perfect home:

  1. Choose an agent: Your real estate agent will represent you and provide invaluable guidance throughout your home buying process. At Heartland Properties, our 40 knowledgeable agents (with over 500 combined years of professional real estate experience) are passionate, involved members of the Council Bluffs community. Find your agent here!
  2. Get your finances in order: Before you start your search, you’ll need to know how much house you can afford. Use our mortgage calculator to get an idea of your budget. After that, you’ll work with your mortgage lender to get preapproved for a loan. Don’t have a mortgage lender yet? Not a problem! Your Heartland Properties agent can provide you with recommendations.
  3.  Begin your search: Now for the fun part! Alongside your agent, you’ll tour available homes in your price range. Make a note of what you do and don’t like about each one. Does the floor plan work for your lifestyle? What’s the water pressure like? Do the neighbors’ houses seem well-maintained? How close is the home to schools, grocery stores, and other places of interest?
  4. Make an offer: Once you’ve found the right home for you, you’ll work with your agent to submit a competitive offer based on recent sales of similar homes in the neighborhood. The agent may negotiate with the seller to come to a fair price. Once the seller accepts your offer, your agent will notify your lender to begin a formal loan application. Meanwhile, your lender will work to finalize your mortgage loan and ready all paperwork for closing.
  5. Close: The day you close on the home, you’ll sign your loan documents and other necessary paperwork. Once the paperwork goes through and the bank delivers the check to the seller, you’ll receive the keys to your new home!

Ready to get started?

Give us a call or fill out the form and an agent will be in touch shortly. 

Contact Us Form

712-325-0445

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